Debt Collectors on Your Back? How An Attorney Can Help

Debt can become overwhelming when it gets difficult to make your payments in a timely manner. When you miss your payments, the creditor will constantly call and ask when they can expect money. If you are unable to pay them, they will then refer to a debt collector to frequently inquire about payments and threaten to garnish wages, repossess, or discontinue service. If this is your current situation, you need a Gurnee IL debt lawyer to help you with combating the debt collectors.

 At Tomei Law P.C., we have experience with many situations like this and can help with getting the debt collectors off of your back. Our team of professionals has helped many people make arrangements so that they can work toward becoming debt free and stop the barrage of harassment from debt collectors. 

There are a number of ways to handle a debt situation. It is common to seek debt consolidation and debt settlements from companies that you owe money who have asked debt collectors to take over your account. If your account is in pre-litigation or in an actively filed case, a Gurnee IL debt lawyer will review the amount of debt you have and determine the best route to take for contacting the companies and inquiring about financial arrangements.

Prior to this step, an attorney will work on your behalf to stop debt collectors from harassing you. This will make it easier to keep track of what is owed and when payments are made. Debt settlement is also an option and is used when a creditor represented by an attorney agrees to accept a lower amount that must be paid in full by the client. These both require a fair amount of negotiation that is best performed by an attorney. 

If you are looking for experienced legal representation, Attorney Robert Tomei is the lawyer to call to help stop debt collectors. Contact Tomei Law P.C. for a consultation.